Understanding What Does EBT Cover

EBT, or Electronic Benefit Transfer, is a system that allows recipients of government benefits to use a card to access their funds. EBT cards are primarily used for accessing food assistance programs, such as SNAP (Supplemental Nutrition Assistance Program). So, what exactly does EBT cover?

Food Items Covered by EBT

EBT benefits are primarily used to purchase food items for individuals and families in need. Some of the items that can be purchased with EBT include:

  • Fruits and vegetables
  • Meat, poultry, and fish
  • Dairy products
  • Grains and bread
  • Snack foods and non-alcoholic beverages

It is important to note that EBT benefits cannot be used to purchase alcohol, tobacco, pet food, vitamins, hot foods, or non-food items.

Non-Food Items Covered by EBT

While EBT is primarily used for purchasing food items, there are some exceptions for non-food items that can be purchased with EBT benefits. Some states allow EBT benefits to be used for purchasing seeds and plants that produce food for the household to eat. This can be a great way for individuals and families to grow their own food and supplement their food budget.

Farmer’s Markets and EBT

Many farmer’s markets now accept EBT as a form of payment. This allows individuals and families to purchase fresh fruits and vegetables directly from local farmers. Some farmer’s markets even offer matching programs that allow EBT users to double the value of their benefits when purchasing fresh produce.

Online Purchases with EBT

Recently, the USDA has expanded the ability for EBT users to make online purchases for groceries. This pilot program allows EBT users in select states to order groceries online and have them delivered or picked up at a participating retailer. This can be a convenient option for individuals who may have difficulty accessing traditional grocery stores.

EBT Cash Benefits

In addition to food assistance programs, some individuals may also receive cash benefits through EBT. These cash benefits can be used to purchase items that are not covered by the food assistance programs, such as hygiene products or household items. However, it is important to carefully monitor and budget these cash benefits to ensure they can cover essential expenses.

In conclusion, EBT primarily covers food items for individuals and families in need. However, there are some exceptions for non-food items and additional benefits such as farmer’s market access, online purchasing options, and cash benefits. Understanding what EBT covers can help individuals make the most of their benefits and improve their access to nutritious food options.