Understanding What Can and Can’t You Buy With EBT

Electronic Benefit Transfer (EBT) cards are used by individuals and families receiving assistance from programs like SNAP (Supplemental Nutrition Assistance Program) to purchase food and other essential items. It’s important to know what you can and can’t buy with EBT to make the most of these benefits and ensure you’re following the rules set by the program.

Approved Items for Purchase with EBT

With EBT, you can purchase:

  • Most food items for consumption at home, including fruits, vegetables, grains, dairy, and meat
  • Seeds and plants that produce food for the household to eat

Restricted Items for Purchase with EBT

Items that are not allowed to be purchased with EBT include:

  • Alcohol and tobacco products
  • Non-food items like pet food, cleaning supplies, and toiletries
  • Ready-made hot foods for immediate consumption

Online Purchases with EBT

Some states now allow EBT cards to be used for online purchases at approved retailers. This can make it more convenient for individuals who may have difficulty accessing physical stores. It’s important to check with your state’s guidelines to see if online purchases are allowed and which retailers participate.

Farmer’s Markets and EBT

Many farmer’s markets across the country now accept EBT cards, allowing recipients to purchase fresh fruits, vegetables, and other local products. This can help promote healthy eating habits and support local farmers. Check with your local farmer’s market to see if they accept EBT and what items are eligible for purchase.

EBT and Fast Food Restaurants

While EBT is typically not accepted at fast food restaurants, some states have pilot programs that allow recipients to use their benefits at certain locations. This is aimed at providing access to hot meals for those who may not have the resources to prepare food at home. Check with your state’s guidelines to see if fast food purchases with EBT are permitted.

Education and EBT

Some educational institutions, such as colleges and universities, may allow students who receive EBT benefits to use them in on-campus dining facilities. This can help students access nutritious meals while pursuing their education. If you are a student receiving EBT benefits, inquire with your school’s dining services about their policies regarding EBT payments.

Understanding what you can and can’t buy with EBT is essential for making the most of your benefits and staying in compliance with program rules. By knowing the guidelines and utilizing your benefits wisely, you can ensure that you and your family have access to the nutritious food and essentials you need.