Yes, you can withdraw money from EBT (Electronic Benefit Transfer) cards, but there are some important considerations to keep in mind.
Understanding EBT Cards
EBT cards are used to distribute government benefits, such as SNAP (Supplemental Nutrition Assistance Program) and TANF (Temporary Assistance for Needy Families). These benefits are loaded onto the card each month to help eligible individuals and families purchase food and other necessary items.
- EBT cards work like a debit card
- Benefits are loaded onto the card each month
- Can only be used for approved items
- Benefits cannot be withdrawn as cash at ATMs
How to Use EBT Cards
When using an EBT card to make purchases, you can simply swipe the card at a grocery store or other approved retailer, and the amount of the purchase will be deducted from your benefits balance. However, there are certain restrictions on what can be purchased with an EBT card.
- Approved items include food, non-alcoholic beverages, seeds and plants for growing food, and certain food items at authorized retailers
- Prohibited items include alcohol, tobacco, vitamins, supplements, hot food, and non-food items
Getting Cash Back with EBT Cards
While EBT cards cannot typically be used to withdraw cash at ATMs, some retailers may offer a cash back option when making a purchase with an EBT card. This allows you to get cash back from your benefits balance along with your purchase.
| Retailer | Cash Back Limit | Notes |
|---|---|---|
| Grocery Store A | $20 | Cash back available with purchase |
| Retailer B | $40 | Cash back available with purchase over $20 |
Keeping Track of EBT Balances
It’s important to keep track of your EBT balance to ensure you have enough funds to purchase necessary items. You can check your balance online, by phone, or by requesting a balance receipt at a point of sale terminal.
- Check balance online or by phone
- Request balance receipt at point of sale
- Monitor spending to ensure benefits last throughout the month
Lost or Stolen EBT Cards
If your EBT card is lost or stolen, it’s important to report it immediately to the appropriate agency. This will help protect your benefits and prevent unauthorized use of your card.
- Contact EBT customer service to report lost or stolen card
- Card will be deactivated and a new card issued
- Protect your card like you would protect cash or credit cards
Conclusion
While you cannot directly withdraw cash from an EBT card at an ATM, there are ways to access cash back from certain retailers when making a purchase. Understanding how to use your EBT card, what items are eligible for purchase, and how to keep track of your balance are important steps to make the most of your benefits.