Yes, you can get cash from your EBT card at ATMs that display the EBT or Quest logo. However, there are limitations on how much cash you can withdraw per transaction and per day. It’s important to be aware of these restrictions to avoid any issues or penalties.
Understanding EBT Cards
EBT stands for Electronic Benefits Transfer, and it is the system used to distribute benefits such as SNAP (Supplemental Nutrition Assistance Program) benefits and sometimes cash assistance. EBT cards work like debit cards and are issued by state welfare agencies to eligible individuals or families to use for purchasing groceries and other approved items.
ATM Withdrawal Limits
- Most states have a limit of $20 to $60 per transaction when withdrawing cash from an ATM using your EBT card.
- There is also a daily limit on how much cash you can withdraw, typically ranging from $200 to $500 per day.
Surcharge Fees
While you can use your EBT card at participating ATMs to get cash, be aware that some ATMs may charge additional fees known as surcharge fees. These fees can range from $2 to $5 per transaction, so it’s essential to find an ATM that does not charge these fees to maximize your benefits.
Cash Back at Stores
In addition to using ATMs to get cash, you can also get cash back at participating grocery stores, supermarkets, and other retailers when making a purchase with your EBT card. This option allows you to withdraw cash without incurring any additional fees, making it a convenient way to access your benefits.
Security and Safety Tips
- Never share your EBT card or PIN number with anyone.
- Be cautious when using ATMs in unfamiliar locations to avoid potential scams or fraudulent activities.
- Keep track of your EBT card balance and transaction history to monitor your spending and ensure the security of your benefits.
By following these guidelines and being aware of the rules and limitations associated with using your EBT card to get cash, you can make the most of your benefits while safeguarding your financial security.